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1. How old do I have to be to live at Penn Terrace Apartments?

Penn Terrace is for persons age 62 and older, for non-elderly persons with disabilities (aged 18-49), and for near-elderly persons with disabilities (aged 50-61), in that order of preference.  

2. May I live at Penn Terrace if I am disabled?

Yes, as long as you are 62 years of age or older or you are disabled and are between the ages of 18-49 or 50--61 . Penn Terrace is ADA compliant.

3. May I have a pet at Penn Terrace?

Yes. Residents may have one cat or one dog. No other types of pets are allowed. The pet must weigh less than twenty pounds. There is a $200 pet deposit required at move-in. Special arrangements may be made for the payment of the pet deposit, upon request.

4. Is Penn Terrace a smoke-free facility?

Yes. On January 1, 2015, Penn Terrace Apartments became a smoke-free facility. Smoking and the use of E-cigarettes or vaporizers is not allowed anywhere inside the building, including apartments, or within 25' of the building. There is a designated smoking area outside for the comfort of our tenants and guests. 

5. How long does it take to complete the paperwork so I can move in?

This varies for everyone. We must do landlord verifications, criminal background checks and third-party verifications on all of your income, assets and recurring medical expenses. The length of time is determined by how long it takes those companies to return the documents to us.

6. What will I need in order to move in?

We require the following documents: 

• Social Security Card 
• Valid driver's license or Photo ID (we accept other forms of photo ID if you do not have these) 
• Birth certificate or proof of citizenship 
• Medical insurance cards 
• Social security statement of benefits (printed in the last 30 days) 
• Three months worth of bank statements
• Other documents that may be required: Information pertaining to life insurance, pensions, investment accounts, real estate documents, disposed assets, etc. 

7. What will my rent be? How do you determine it?

Penn Terrace Apartments' rent is income based and everyone's rent is different. We take into account your income (Social Security, pensions, annuities, alimony, etc.), your assets (checking, savings, CDs, money market accounts, stocks, bonds, life insurance, real estate, etc.) and your recurring medical expenses (insurance premiums, prescription co-pays, recurring monthly medical bills, etc.) to come up with what your rent will be. Your rent will be approximately 30% of your adjusted income.

8. How much will my utilities be?

The costs of all of your utilities is included in your rent. This covers water, gas and electricity and trash service.

9. What kind of TV service can I have?

Penn Terrace Apartments provides DIRECTV to our resdients for $15 per month. We are not able to partner with any other providers for cable or satellite TV but you are welcome to use streaming services of your choosing. 

10. May I have a home phone? What about internet?

Residents are responsible for setting up their own home phone and internet services. Penn Terrace does provide a computer, in the Community Room, with internet access for tenants to use free of charge.